:root{--bg: #ffffff;--bg-soft: #f8fafc;--text: #0f172a;--muted: #64748b;--primary: #0c2742;--primary-hover: #0a2036;--accent: #c9a227;--border: #e2e8f0;--radius: 16px;--shadow: 0 12px 40px rgba(12, 39, 66, .08);--max: 1080px}*,*:before,*:after{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Manrope,system-ui,-apple-system,sans-serif;color:var(--text);background:var(--bg);line-height:1.55}.skip-link{position:absolute;left:-9999px;top:0;z-index:1000;padding:8px 12px;background:var(--primary);color:#fff}.skip-link:focus{left:12px;top:12px}.site-header{position:sticky;top:0;z-index:50;background:#ffffffeb;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);border-bottom:1px solid var(--border)}.header-inner{max-width:var(--max);margin:0 auto;padding:14px 20px;display:flex;align-items:center;justify-content:space-between;gap:16px}.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--primary);font-weight:800;font-size:1.25rem;letter-spacing:-.02em}.logo-mark{width:36px;height:36px;border-radius:10px;background:var(--primary);color:#fff;display:grid;place-items:center;font-weight:900;font-size:1rem}.nav-desktop{display:none;gap:20px;align-items:center}.nav-desktop a{color:var(--muted);text-decoration:none;font-weight:600;font-size:.92rem}.nav-desktop a:hover,.nav-desktop a.active{color:var(--primary)}.lang-switch{display:flex;gap:4px;background:var(--bg-soft);border:1px solid var(--border);border-radius:999px;padding:3px}.lang-switch button{border:0;background:transparent;color:var(--muted);font-weight:700;font-size:.78rem;padding:6px 10px;border-radius:999px;cursor:pointer;font-family:inherit}.lang-switch button.active{background:var(--primary);color:#fff}.menu-btn{display:inline-flex;border:1px solid var(--border);background:#fff;border-radius:10px;padding:8px 10px;cursor:pointer;font-weight:700;color:var(--primary)}.nav-mobile{display:none;flex-direction:column;gap:8px;padding:0 20px 16px;border-top:1px solid var(--border)}.nav-mobile.open{display:flex}.nav-mobile a{text-decoration:none;color:var(--text);font-weight:600;padding:8px 0}.app-main{min-height:60vh}.hero{background:linear-gradient(165deg,#f8fafc,#eef4fb 55%,#fff);border-bottom:1px solid var(--border)}.hero-inner{max-width:var(--max);margin:0 auto;padding:48px 20px 56px;display:grid;gap:28px}.hero-badge{display:inline-flex;align-items:center;gap:8px;background:#fff;border:1px solid var(--border);border-radius:999px;padding:6px 12px;font-size:.82rem;font-weight:700;color:var(--primary);width:fit-content}.hero-badge span{width:8px;height:8px;border-radius:50%;background:var(--accent)}.hero h1{margin:0;font-size:clamp(1.9rem,5vw,3rem);line-height:1.12;letter-spacing:-.03em;color:var(--primary);max-width:16ch}.hero p{margin:0;color:var(--muted);font-size:1.05rem;max-width:52ch}.cta{display:inline-flex;align-items:center;justify-content:center;background:var(--primary);color:#fff;text-decoration:none;font-weight:800;padding:14px 22px;border-radius:14px;border:0;cursor:default;box-shadow:var(--shadow)}.cta-sub{margin:0;font-size:.88rem;color:var(--muted);font-weight:600}.section{max-width:var(--max);margin:0 auto;padding:40px 20px}.section h2{margin:0 0 16px;font-size:1.5rem;color:var(--primary);letter-spacing:-.02em}.section p{margin:0 0 12px;color:var(--muted)}.card-grid{display:grid;gap:14px;grid-template-columns:1fr}.card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:18px 20px;box-shadow:0 4px 20px #0f172a0a}.card ul{margin:0;padding-left:1.1rem;color:var(--muted)}.card li{margin-bottom:8px}.trust-row{display:flex;flex-wrap:wrap;gap:10px;margin-top:8px}.trust-pill{background:var(--bg-soft);border:1px solid var(--border);border-radius:999px;padding:8px 12px;font-size:.82rem;font-weight:700;color:var(--primary)}.legal-page{max-width:760px;margin:0 auto;padding:36px 20px 48px}.legal-page h1{margin:0 0 8px;font-size:1.8rem;color:var(--primary)}.legal-updated{color:var(--muted);font-size:.9rem;margin-bottom:24px}.legal-section{margin-bottom:20px;padding-bottom:20px;border-bottom:1px solid var(--border)}.legal-section:last-child{border-bottom:0}.legal-section h2{margin:0 0 8px;font-size:1.05rem;color:var(--primary)}.legal-section p{margin:0;color:var(--muted)}.contact-grid{display:grid;gap:12px}.contact-row{display:grid;grid-template-columns:140px 1fr;gap:8px;padding:12px 0;border-bottom:1px solid var(--border)}.contact-row strong{font-weight:700;color:var(--primary)}.contact-row span{color:var(--muted)}.contact-row a{color:var(--primary);font-weight:600}.site-footer{background:var(--primary);color:#cbd5e1;margin-top:24px}.footer-inner{max-width:var(--max);margin:0 auto;padding:32px 20px;display:grid;gap:20px}.footer-brand{color:#fff;font-weight:800;font-size:1.2rem}.footer-tagline{margin:6px 0 0;font-size:.9rem}.footer-links{display:flex;flex-wrap:wrap;gap:14px 20px}.footer-links a{color:#e2e8f0;text-decoration:none;font-weight:600;font-size:.9rem}.footer-links a:hover{color:#fff}.footer-copy{font-size:.85rem;opacity:.85}@media (min-width: 768px){.nav-desktop{display:flex}.menu-btn{display:none}.hero-inner{padding:72px 20px 80px}.card-grid{grid-template-columns:repeat(2,1fr)}.contact-row{grid-template-columns:180px 1fr}.footer-inner{grid-template-columns:1fr auto;align-items:start}}@media (min-width: 960px){.card-grid.three{grid-template-columns:repeat(3,1fr)}}